Long-Term Care Insurance

Long-Term Care refers to a broad range of services needed by people for an extended period of time because of a chronic illness or disability. It usually does not include the type of care people receive on a short-term basis following a hospitalization or an acute illness.

Long-Term Care includes medical services, such as nursing care or therapies. It also includes supportive services such as help in bathing, dressing, toileting, transferring, continence, or eating, as well as severe cognitive impairment. This care can be provided in a variety of settings, including a person's own home, nursing homes, an adult day care center or group living arrangement with supportive services. Long Term Care Insurance is a policy that helps you meet the costs of services outlined above.

Policies may be purchased at various monthly monetary amounts and for various duration periods. Four different plan designs are available to customize your plan to your needs. Family members, including spouses, designated family partners, adult children, parents, grandparents, spouse's parents, spouse's grandparents, step parents, brothers and sisters of the employee are eligible to apply for the District's group plan coverage.

Long-Term Care Insurance is available to all benefit-eligible employees. Employees pay the full amount of premium, which may be paid through payroll deduction.

For additional information, please feel free to call the Benefits Division, at 663-1746.