Special Insurance Edition

The cost increases and plan changes for health insurance that are effective July 1, 2006 are detailed below.

Health Insurance

Group Health Cooperative (GHC)

		Total Cost
Monthly Premiums:	Single	$345.15
(8% increase)	Family	$921.55

Plan Changes:

• Durable Medical supplies, non-diabetic Disposable Supplies, and Prosthetic Appliances have a combined maximum out-of-pocket limit of $2,500 per member per calendar year of your 20% copayment
• Organ Transplant lifetime maximum, within plan parameters, is increased from $500,000 to $1,000,000.
• Autologous Transfusions (patient donates blood for their own surgery) and Storage will be a covered benefit.
• Progesterone will also be available as a covered medication for infertility.
• Dental coverage will now also cover: Excision of partially or completely unerupted impated teeth, treatment of fractures and dislocations to facial bones, excision of exostoses, Alveloctomy and removal of retained residual root.
• New 90-day Mail Pharmacy Program allows 90 day supply at 2 copayments through the Mail Pharmacy for select medication only. See additional informational summary.

Alliance

		Total Cost
Monthly Premiums:	Single	$ 529.00*
(6% increase)	Family	$1,321.00*

Plan Changes: None
* Administrators will pay 5% for monthly premiums, $26.45 single and $66.05 family

WPS

		Total Cost	Employee Cost
Monthly Premiums:	Single	$ 656.53	$ 65.65
(12% increase)	Family	$1,721.80	$172.18

Plan Changes:

• A reminder that you are responsible for your deductible as claims are incurred. Your deductible is $300 for single coverage and $600 for family coverage each calendar year.

Medicare Part D

As of January 1, 2006, Medicare Part D is available to Medicare recipients. We are required by this new law to provide you with information indicating that, as an active employee, your prescription drug coverage through WPS, GHC or the Alliance is at least equivalent to Medicare Part D. Please review the information mailed to you regarding Medicare Part D.

Insurance Reminders-Year End 2006

Teachers: health and dental through August, life through June (TERPS through August).
Temporary Contract Teachers continue health and dental through July, If your employment with the School District ends as of June 9th, your district contributed insurance for health, dental and life insurance will also end, based on your position with the district. The summary below gives you specifics to keep in mind.

For Terminations/Resignation/Retirements as of June 9, 2006: Life continues through June.
All others: health and dental through July and life through June

Reduction in Contracts
Teachers: health and dental through September, life through August
All others: Health and dental through the month after reduction date, and life through month of reduction date.

If you resign after June 9, 2006 but prior to starting work for the 2006-2007 school year, your benefit eligibility ends as of the last day worked in the 2005-2006 school year and insurance ends as indicated above.

For Substitute Teachers with Board contributions to health, letters for eligibility and intended interest will be sent in July with a deadline of August. If you believe you are eligible, watch your mailbox or contact benefits ahead of time 663-1746 if you are going to be out of town for an alternate address.

Benefits Calendar

May 31st — Final day to use vacation carried over for SEE and Non-Union employees
June 1st — Final day to use vacation carried over for Custodian and Trades employees
June 30th — Final deadline for 2005 Flexible Spending Account reimbursement requests
Sept. 1st — Sabbatical leave request deadline for second semester 2006-2007
Unpaid Personal leave days (teachers) may not be used during last two weeks of the semester without approval from Superintendent.